/* =========================================================
   Fintizan – Banking Technology & Consulting
   ========================================================= */

:root {
  --blue: #1a5cff;
  --blue-2: #0b6cf0;
  --cyan: #1fb6ff;
  --violet: #7a3cff;
  --navy: #0a1a4a;
  --navy-2: #081342;
  --text: #2a3558;
  --muted: #5d6a8f;
  --bg: #ffffff;
  --bg-soft: #f2f6ff;
  --line: #e3e8f6;
  --grad: linear-gradient(90deg, #1a8cff 0%, #3a4dff 55%, #7a3cff 100%);
  --grad-btn: linear-gradient(90deg, #20b8ff 0%, #1b56ff 110%);
  --radius: 14px;
  --shadow: 0 10px 30px rgba(26, 60, 160, .10);
  --header-h: 76px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: var(--header-h); }
body {
  margin: 0;
  font-family: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; margin: 0; padding: 0; }
h1, h2, h3, p { margin: 0; }
h1, h2, h3 { font-family: 'Poppins', 'Inter', sans-serif; color: var(--navy); line-height: 1.2; }

.container { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 28px; }

.ico { width: 18px; height: 18px; flex: none; }
.ico--lg { width: 30px; height: 30px; }

.grad-text {
  background: var(--grad);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent; color: transparent;
}

.eyebrow {
  font-size: .72rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase;
  color: var(--blue-2); margin-bottom: 14px;
}
.eyebrow--center { text-align: center; }
.eyebrow--small { font-size: .66rem; }
.eyebrow--light { color: #4da3ff; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 28px; border-radius: 999px; font-weight: 600; font-size: .95rem;
  border: 2px solid transparent; cursor: pointer; transition: transform .2s, box-shadow .2s, background .2s, color .2s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn--primary { background: var(--grad-btn); color: #fff; box-shadow: 0 8px 20px rgba(32, 140, 255, .32); }
.btn--primary:hover { box-shadow: 0 12px 28px rgba(32, 140, 255, .45); filter: brightness(1.06); }
.btn--outline { border-color: var(--blue-2); color: var(--navy); background: transparent; }
.btn--outline:hover { background: var(--grad-btn); border-color: transparent; color: #fff; }
.btn--ghost { border-color: rgba(255,255,255,.55); color: #fff; background: rgba(8, 19, 66, .45); }
.btn--ghost:hover { background: #fff; color: var(--navy); }
.btn--sm { padding: 11px 20px; font-size: .85rem; }

/* ---------- Header ---------- */
.header {
  position: sticky; top: 0; z-index: 100; height: var(--header-h);
  background: rgba(255,255,255,.88); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  transition: box-shadow .25s, background .25s;
}
.header.is-scrolled { box-shadow: 0 6px 24px rgba(20, 40, 120, .10); background: rgba(255,255,255,.96); }
.header__inner { display: flex; align-items: center; justify-content: space-between; height: 100%; gap: 24px; }
.logo img { height: 64px; width: auto; }

.nav__list { display: flex; gap: 34px; }
.nav__link { position: relative; font-size: .88rem; font-weight: 500; color: var(--navy); padding: 8px 0; transition: color .2s; }
.nav__link::after {
  content: ""; position: absolute; left: 0; bottom: -2px; height: 2px; width: 0; background: var(--blue-2);
  transition: width .25s;
}
.nav__link:hover, .nav__link.is-active { color: var(--blue-2); }
.nav__link:hover::after, .nav__link.is-active::after { width: 100%; }
.nav__cta-mobile { display: none; }

.header__actions { display: flex; align-items: center; gap: 18px; }
.icon-btn { background: none; border: 0; color: var(--navy); cursor: pointer; padding: 6px; display: grid; place-items: center; }
.icon-btn .ico { width: 20px; height: 20px; }
.icon-btn:hover { color: var(--blue-2); }

.burger { display: none; width: 42px; height: 42px; background: none; border: 0; cursor: pointer; position: relative; }
.burger span { position: absolute; left: 9px; right: 9px; height: 2px; background: var(--navy); border-radius: 2px; transition: transform .3s, opacity .3s, top .3s; }
.burger span:nth-child(1) { top: 14px; }
.burger span:nth-child(2) { top: 20px; }
.burger span:nth-child(3) { top: 26px; }
.burger[aria-expanded="true"] span:nth-child(1) { top: 20px; transform: rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { top: 20px; transform: rotate(-45deg); }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(900px 420px at 15% 10%, #e3efff 0%, transparent 60%),
    linear-gradient(180deg, #eaf2ff 0%, #f4f8ff 70%, #fff 100%);
  padding: 46px 0 40px;
}
.hero__inner { display: grid; grid-template-columns: 1fr 1.05fr; align-items: center; gap: 20px; min-height: 380px; }
.hero__title { font-size: clamp(2.2rem, 4.2vw, 3.2rem); font-weight: 700; letter-spacing: -.01em; margin-bottom: 20px; }
.hero__text { font-size: 1rem; color: var(--text); max-width: 510px; margin-bottom: 28px; }
.hero__btns { display: flex; flex-wrap: wrap; gap: 16px; }

.hero__visual { position: relative; display: flex; justify-content: center; align-items: center; min-height: 360px; }
.hero__wave { position: absolute; right: -90px; top: -90px; width: 125%; max-width: none; opacity: .95; pointer-events: none; z-index: 0; }
.hero__laptop { position: relative; z-index: 1; width: 100%; max-width: 560px; filter: drop-shadow(0 24px 30px rgba(10, 26, 74, .25)); animation: float 6s ease-in-out infinite; }
@keyframes float { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

.hero__features { display: grid; grid-template-columns: repeat(4, auto); justify-content: start; gap: 46px; margin-top: 26px; }
.hero__features li { display: flex; align-items: center; gap: 12px; font-size: .78rem; color: var(--text); line-height: 1.3; }
.hero__features .ico { color: var(--blue-2); width: 30px; height: 30px; }

/* ---------- Sections ---------- */
.section { padding: 56px 0; }
.section__head { text-align: center; max-width: 760px; margin: 0 auto 36px; }
.section__title { font-size: clamp(1.7rem, 3vw, 2.15rem); font-weight: 700; margin-bottom: 12px; }
.section__title--left { font-size: clamp(1.8rem, 3.2vw, 2.4rem); margin-bottom: 18px; }
.section__sub { color: var(--text); font-size: .98rem; }

/* ---------- Products ---------- */
.products { background: #fff; padding-top: 44px; }
.products__grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; }
.card {
  display: flex; flex-direction: column; padding: 12px 12px 18px; border-radius: 12px;
  background:
    linear-gradient(#fff, #fff) padding-box,
    linear-gradient(135deg, #7fe0ff, #ffffff 40%, #c4a8ff) border-box;
  border: 1.5px solid transparent;
  box-shadow: var(--shadow); transition: transform .25s, box-shadow .25s;
}
.card:hover { transform: translateY(-6px); box-shadow: 0 18px 40px rgba(26, 60, 160, .18); }
.card__img { width: 100%; border-radius: 6px; aspect-ratio: 320 / 170; object-fit: cover; box-shadow: 0 4px 10px rgba(10, 26, 74, .15); }
.card__icon {
  display: grid; place-items: center; width: 34px; height: 34px; border-radius: 9px; margin: 14px 0 12px; color: #fff; flex: none;
}
.card__icon .ico { width: 18px; height: 18px; }
.card__icon--blue { background: linear-gradient(135deg, #1a8cff, #2150ff); }
.card__icon--cyan { background: linear-gradient(135deg, #1fd2ff, #1a8cff); }
.card__icon--violet { background: linear-gradient(135deg, #8a5cff, #6a3cff); }
.card__title { font-size: 1rem; font-weight: 600; margin-bottom: 2px; }
.card__tag { font-size: .76rem; color: var(--muted); margin-bottom: 12px; }
.card__text { font-size: .8rem; color: var(--text); line-height: 1.5; flex: 1; margin-bottom: 14px; }
.card__link { display: inline-flex; align-items: center; gap: 6px; font-size: .78rem; font-weight: 600; color: var(--blue-2); }
.card__link .ico { width: 14px; height: 14px; transition: transform .2s; }
.card__link:hover .ico { transform: translateX(4px); }

/* ---------- Why Fintizan ---------- */
.why {
  position: relative; overflow: hidden; padding: 44px 0;
  background:
    radial-gradient(500px 220px at 100% 0%, rgba(122, 60, 255, .14), transparent 70%),
    radial-gradient(500px 220px at 0% 100%, rgba(31, 182, 255, .16), transparent 70%),
    linear-gradient(90deg, #eaf2ff, #efeaff);
}
.why__inner { display: grid; grid-template-columns: 1fr 1.25fr; gap: 0; align-items: center; }
.why__intro { padding-right: 40px; }
.why__text { max-width: 420px; font-size: .95rem; }
.why__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px 30px; padding-left: 44px; border-left: 1px solid rgba(26, 60, 160, .15); }
.why__item { display: flex; gap: 14px; align-items: flex-start; }
.why__icon {
  display: grid; place-items: center; width: 52px; height: 52px; border-radius: 14px; flex: none;
  background: #fff; border: 1.5px solid #9fd0ff; box-shadow: 0 6px 16px rgba(26, 60, 160, .12);
}
.why__icon--blue { color: var(--blue-2); border-color: #8fc6ff; }
.why__icon--violet { color: var(--violet); border-color: #c9b0ff; }
.why__item h3 { font-size: .92rem; font-weight: 600; margin-bottom: 4px; }
.why__item p { font-size: .8rem; color: var(--text); line-height: 1.45; }

/* ---------- Ecosystem ---------- */
.ecosystem { padding: 38px 0 44px; background: #fff; }
.ecosystem .section__title { font-size: clamp(1.6rem, 2.6vw, 2rem); }
.ecosystem .section__head { max-width: 780px; margin-bottom: 26px; }
.eco { display: grid; grid-template-columns: 1.1fr 28px 3fr 28px 1.2fr; gap: 10px; align-items: center; }
.eco__side { background: #eef3ff; border-radius: 12px; padding: 18px 20px; height: 100%; }
.eco__side h3 { font-size: .95rem; font-weight: 600; color: var(--blue-2); margin-bottom: 14px; }
.eco__side ul { display: grid; gap: 12px; }
.eco__side li { display: flex; align-items: center; gap: 12px; font-size: .78rem; color: var(--text); }
.eco__side .ico { width: 20px; height: 20px; color: var(--blue-2); }
.eco__arrows { display: flex; flex-direction: column; gap: 28px; align-items: center; color: var(--blue-2); font-size: 1.1rem; }
.eco__core {
  position: relative; background: #fff; border-radius: 12px; padding: 38px 16px 18px;
  border: 1.5px solid #b9d6ff; box-shadow: var(--shadow);
}
.eco__brand {
  position: absolute; left: 50%; top: 0; transform: translate(-50%, -50%); background: #fff; padding: 0 14px;
  display: flex; align-items: center; gap: 4px;
}
.eco__brand img { width: 46px; }
.eco__brand span { font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 1.05rem; color: var(--navy); line-height: 1; display: grid; }
.eco__brand small { font-size: .78rem; font-weight: 600; }
.eco__products { display: grid; grid-template-columns: repeat(6, 1fr); }
.eco__products li {
  display: flex; flex-direction: column; align-items: center; text-align: center; gap: 4px;
  font-size: .68rem; color: var(--text); padding: 4px 8px; line-height: 1.25;
}
.eco__products li + li { border-left: 1px solid var(--line); }
.eco__products .card__icon { width: 40px; height: 40px; margin: 0 0 6px; border-radius: 10px; }
.eco__products .card__icon .ico { width: 22px; height: 22px; }

/* ---------- CTA ---------- */
.cta {
  position: relative; color: #fff; padding: 46px 0 48px; overflow: hidden;
  background: linear-gradient(90deg, rgba(4, 11, 44, .92) 0%, rgba(6, 20, 78, .62) 48%, rgba(8, 24, 86, 0) 100%), url('images/cta-building.svg') center / cover no-repeat, #081342;
}
.cta__inner { display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.cta__text { max-width: 560px; }
.cta h2 { color: #fff; font-size: clamp(1.7rem, 3vw, 2.2rem); margin-bottom: 14px; }
.cta p { font-size: .95rem; color: #dbe5ff; }
.cta .eyebrow { margin-bottom: 12px; }
.cta__btns { display: flex; gap: 16px; flex-wrap: wrap; }
.cta__btns .btn { min-width: 190px; }

/* ---------- Reveal on scroll ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.is-visible { opacity: 1; transform: none; }
.products__grid .reveal:nth-child(2) { transition-delay: .08s; }
.products__grid .reveal:nth-child(3) { transition-delay: .16s; }
.products__grid .reveal:nth-child(4) { transition-delay: .24s; }
.products__grid .reveal:nth-child(5) { transition-delay: .32s; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .hero__laptop { animation: none; }
  html { scroll-behavior: auto; }
}

/* =========================================================
   Responsive
   ========================================================= */
@media (max-width: 1200px) {
  .nav__list { gap: 24px; }
  .products__grid { grid-template-columns: repeat(3, 1fr); }
  .eco__products .card__icon { width: 36px; height: 36px; }
}

@media (max-width: 1024px) {
  .hero__inner { grid-template-columns: 1fr; gap: 10px; }
  .hero__content { text-align: left; }
  .hero__visual { min-height: 320px; }
  .hero__wave { right: -20%; top: -40px; width: 110%; }
  .hero__features { grid-template-columns: repeat(2, auto); gap: 22px 40px; }

  .why__inner { grid-template-columns: 1fr; gap: 30px; }
  .why__intro { padding-right: 0; }
  .why__grid { padding-left: 0; border-left: 0; border-top: 1px solid rgba(26, 60, 160, .15); padding-top: 30px; }

  .eco { grid-template-columns: 1fr; gap: 18px; }
  .eco__arrows { flex-direction: row; justify-content: center; gap: 40px; }
  .eco__arrows span { transform: rotate(90deg); display: inline-block; }
  .eco__side ul { grid-template-columns: repeat(2, 1fr); }
  .eco__core { margin-top: 14px; }
}

@media (max-width: 1180px) {
  .burger { display: block; }
  .header__actions { gap: 10px; }
  .nav__cta-mobile { display: none !important; }
  .nav {
    position: fixed; top: var(--header-h); left: 0; right: 0; background: #fff;
    padding: 18px 28px 26px; box-shadow: 0 18px 30px rgba(20, 40, 120, .14);
    transform: translateY(-12px); opacity: 0; visibility: hidden; transition: all .28s ease;
    max-height: calc(100vh - var(--header-h)); overflow-y: auto;
  }
  .nav.is-open { transform: none; opacity: 1; visibility: visible; }
  .nav__list { flex-direction: column; gap: 4px; }
  .nav__link { display: block; padding: 12px 0; font-size: 1rem; border-bottom: 1px solid var(--line); }
  .nav__link::after { display: none; }
  .nav__cta-mobile { display: inline-flex; margin-top: 18px; width: 100%; }
}

@media (max-width: 760px) {
  .container { padding: 0 20px; }
  .products__grid { grid-template-columns: repeat(2, 1fr); }
  .section { padding: 44px 0; }
  .why__grid { grid-template-columns: 1fr; }
  .eco__products { grid-template-columns: repeat(6, 1fr); }
  .eco__side ul { grid-template-columns: 1fr; }
  .cta__inner { flex-direction: column; align-items: flex-start; }
  .cta__btns { width: 100%; }
  .cta__btns .btn { flex: 1; }
}

@media (max-width: 520px) {
  :root { --header-h: 68px; }
  .logo img { height: 52px; }
  .icon-btn { display: none; }
  .header__cta { padding: 9px 14px; font-size: .78rem; }
  .header__cta .ico { display: none; }
  .hero { padding-top: 30px; }
  .hero__btns .btn { width: 100%; }
  .hero__visual { min-height: 240px; }
  .hero__features { grid-template-columns: 1fr 1fr; gap: 18px 14px; }
  .hero__features li { font-size: .72rem; gap: 8px; }
  .hero__features .ico { width: 26px; height: 26px; }
  .products__grid { grid-template-columns: 1fr; }
  .eco__products { grid-template-columns: repeat(6, minmax(78px, 1fr)); overflow-x: auto; }
  .cta__btns .btn { width: 100%; min-width: 0; }
}

/* =========================================================
   Added sections: About, Services, Industries, Contact, Footer, Modal
   ========================================================= */

/* ---------- About ---------- */
.about { background: linear-gradient(180deg, #fff 0%, #f6f9ff 100%); padding: 70px 0; }
.about__inner { display: grid; grid-template-columns: 1fr 1.05fr; gap: 56px; align-items: center; }
.about__visual { position: relative; padding: 24px 24px 34px 0; }
.about__panel {
  position: relative; border-radius: 22px; padding: 26px;
  background: linear-gradient(135deg, #dfeeff, #ebe4ff);
  box-shadow: var(--shadow);
}
.about__panel::before {
  content: ""; position: absolute; inset: -10px 10px 10px -10px; border-radius: 24px; z-index: -1;
  border: 2px dashed rgba(26, 92, 255, .25);
}
.about__panel img { width: 100%; filter: drop-shadow(0 18px 22px rgba(10, 26, 74, .25)); }
.about__badge {
  position: absolute; background: #fff; border-radius: 14px; padding: 12px 18px; box-shadow: 0 14px 30px rgba(26, 60, 160, .18);
  display: flex; align-items: center; gap: 10px; font-size: .8rem; color: var(--text); line-height: 1.2;
}
.about__badge strong { font-family: 'Poppins', sans-serif; font-size: 1.7rem; background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.about__badge--1 { right: 0; top: 0; }
.about__badge--2 { left: 18px; bottom: 0; }
.about__text { margin-bottom: 18px; }
.about__list { display: grid; gap: 10px; margin-bottom: 28px; }
.about__list li { display: flex; gap: 12px; align-items: flex-start; font-size: .92rem; }
.about__list .ico { width: 20px; height: 20px; padding: 3px; border-radius: 50%; background: var(--grad-btn); color: #fff; margin-top: 2px; }

/* ---------- Services ---------- */
.services { background: #fff; }
.services__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.svc {
  position: relative; padding: 26px 24px 28px; border-radius: 16px; background: #fff; border: 1px solid var(--line);
  box-shadow: 0 6px 18px rgba(26, 60, 160, .06); transition: transform .25s, box-shadow .25s, border-color .25s; overflow: hidden;
}
.svc::after { content: ""; position: absolute; left: 0; top: 0; height: 3px; width: 0; background: var(--grad); transition: width .35s; }
.svc:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: #c9dcff; }
.svc:hover::after { width: 100%; }
.svc .card__icon { width: 46px; height: 46px; margin: 0 0 16px; border-radius: 12px; }
.svc .card__icon .ico { width: 22px; height: 22px; }
.svc h3 { font-size: 1.05rem; margin-bottom: 8px; }
.svc p { font-size: .88rem; color: var(--muted); }

/* ---------- Industries ---------- */
.industries { background: linear-gradient(180deg, #f6f9ff, #fff); padding-top: 30px; }
.industries__grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; }
.industries__grid li {
  display: flex; flex-direction: column; align-items: center; text-align: center; gap: 12px; padding: 22px 12px;
  background: #fff; border-radius: 14px; border: 1px solid var(--line); font-size: .85rem; font-weight: 500; color: var(--navy);
  transition: transform .25s, box-shadow .25s;
}
.industries__grid li:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.industries__grid .ico { color: var(--blue-2); width: 34px; height: 34px; }

/* ---------- Contact ---------- */
.contact { background: #fff; padding: 64px 0 70px; }
.contact__inner { display: grid; grid-template-columns: 1fr 1.15fr; gap: 56px; align-items: start; }
.contact__lead { margin-bottom: 26px; max-width: 440px; }
.contact__list { display: grid; gap: 18px; }
.contact__list li { display: flex; align-items: center; gap: 14px; }
.contact__ico { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; background: var(--bg-soft); color: var(--blue-2); flex: none; }
.contact__ico .ico { width: 22px; height: 22px; }
.contact__list small { display: block; font-size: .72rem; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; }
.contact__list a, .contact__list span { font-weight: 500; color: var(--navy); word-break: break-word; }
.contact__list a:hover { color: var(--blue-2); }

/* ---------- Forms ---------- */
.form { display: grid; gap: 16px; }
.contact .form { padding: 30px; border-radius: 20px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form label { display: grid; gap: 6px; font-size: .8rem; font-weight: 600; color: var(--navy); }
.form input, .form select, .form textarea {
  width: 100%; font: inherit; font-weight: 400; font-size: .92rem; color: var(--navy); padding: 12px 14px;
  border: 1.5px solid var(--line); border-radius: 10px; background: #fbfcff; transition: border-color .2s, box-shadow .2s;
}
.form textarea { resize: vertical; min-height: 96px; }
.form input:focus, .form select:focus, .form textarea:focus { outline: none; border-color: var(--blue-2); box-shadow: 0 0 0 4px rgba(26, 92, 255, .12); background: #fff; }
.form .is-invalid { border-color: #e5484d; }
.form__submit { width: 100%; }
.form__status { min-height: 1.2em; font-size: .85rem; font-weight: 500; text-align: center; }
.form__status.is-ok { color: #12865a; }
.form__status.is-err { color: #d23b40; }

/* ---------- Footer ---------- */
.footer { background: #07123a; color: #b9c5ee; padding-top: 56px; }
.footer__top { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 40px; padding-bottom: 44px; }
.footer__logo { display: inline-block; background: #fff; border-radius: 14px; padding: 6px 14px; margin-bottom: 18px; }
.footer__logo img { height: 56px; width: auto; }
.footer__brand p { font-size: .88rem; max-width: 320px; margin-bottom: 20px; }
.footer__social { display: flex; gap: 10px; }
.footer__social a { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 50%; background: rgba(255,255,255,.08); color: #fff; transition: background .2s, transform .2s; }
.footer__social a:hover { background: var(--blue-2); transform: translateY(-3px); }
.footer__col { display: flex; flex-direction: column; align-items: flex-start; gap: 10px; }
.footer__col h4 { font-family: 'Poppins', sans-serif; color: #fff; font-size: 1rem; margin: 0 0 6px; }
.footer__col a { font-size: .88rem; transition: color .2s, transform .2s; }
.footer__col a:hover { color: #fff; transform: translateX(3px); }
.footer__demo { margin-top: 8px; }
.footer__bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 18px 0; font-size: .82rem; }
.footer__bottom-inner { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; }
.footer__legal { display: flex; gap: 22px; }
.footer__legal a:hover { color: #fff; }

/* ---------- Modal ---------- */
.modal { position: fixed; inset: 0; z-index: 200; display: grid; place-items: center; padding: 20px; visibility: hidden; opacity: 0; transition: opacity .25s, visibility .25s; }
.modal.is-open { visibility: visible; opacity: 1; }
.modal__backdrop { position: absolute; inset: 0; background: rgba(5, 12, 43, .65); backdrop-filter: blur(4px); -webkit-backdrop-filter: blur(4px); }
.modal__dialog {
  position: relative; width: 100%; max-width: 580px; max-height: calc(100vh - 40px); overflow-y: auto;
  background: #fff; border-radius: 22px; padding: 34px 32px 30px; box-shadow: 0 30px 80px rgba(0, 10, 60, .45);
  transform: translateY(24px) scale(.97); transition: transform .3s ease;
}
.modal.is-open .modal__dialog { transform: none; }
.modal__dialog::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 5px; background: var(--grad); border-radius: 22px 22px 0 0; }
.modal__dialog h2 { font-size: 1.6rem; margin-bottom: 6px; }
.modal__sub { color: var(--muted); font-size: .92rem; margin-bottom: 20px; }
.modal__close { position: absolute; top: 14px; right: 14px; width: 38px; height: 38px; border-radius: 50%; border: 0; background: var(--bg-soft); color: var(--navy); cursor: pointer; display: grid; place-items: center; transition: background .2s, transform .2s; }
.modal__close:hover { background: #dfe9ff; transform: rotate(90deg); }

/* ---------- Responsive for added sections ---------- */
@media (max-width: 1024px) {
  .about__inner, .contact__inner { grid-template-columns: 1fr; gap: 36px; }
  .about__visual { max-width: 560px; margin: 0 auto; width: 100%; padding-right: 10px; }
  .services__grid { grid-template-columns: repeat(2, 1fr); }
  .industries__grid { grid-template-columns: repeat(3, 1fr); }
  .footer__top { grid-template-columns: 1fr 1fr; gap: 34px; }
}
@media (max-width: 640px) {
  .about { padding: 46px 0; }
  .services__grid { grid-template-columns: 1fr; }
  .industries__grid { grid-template-columns: repeat(2, 1fr); }
  .form__row { grid-template-columns: 1fr; }
  .contact .form { padding: 22px 18px; }
  .modal__dialog { padding: 30px 20px 24px; }
  .footer__top { grid-template-columns: 1fr; }
  .footer__bottom-inner { flex-direction: column; text-align: center; }
  .about__badge { padding: 9px 12px; font-size: .72rem; }
  .about__badge strong { font-size: 1.3rem; }
}

/* ---------- Expertise (services) ---------- */
.section__head--lines { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 6px 22px; max-width: none; }
.section__head--lines::before, .section__head--lines::after { content: ""; flex: 1 1 60px; height: 1.5px; background: linear-gradient(90deg, transparent, var(--blue-2)); min-width: 40px; }
.section__head--lines::after { background: linear-gradient(90deg, var(--blue-2), transparent); }
.section__head--lines .section__title { margin: 0; }
.section__head--lines .section__sub { flex-basis: 100%; order: 5; text-align: center; }
.services__grid { grid-template-columns: repeat(4, 1fr); gap: 18px; }
.svc { display: flex; align-items: center; gap: 16px; padding: 22px 20px; }
.svc .card__icon { margin: 0; flex: none; }
.svc h3 { margin: 0; font-size: .98rem; font-weight: 600; line-height: 1.3; }
.footer__addr { font-size: .84rem; line-height: 1.5; max-width: 220px; }
.form__submit[disabled] { opacity: .7; cursor: wait; transform: none; }
@media (max-width: 1024px) { .services__grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .services__grid { grid-template-columns: 1fr; } .section__head--lines::before, .section__head--lines::after { display: none; } }

.eco__brand { gap: 8px; }
.eco__brand img { width: auto; height: 46px; }
.eco__brand small { font-family: 'Poppins', sans-serif; font-size: .95rem; font-weight: 600; color: var(--navy); }

/* =========================================================
   Multi-page additions
   ========================================================= */
.center-link { text-align: center; margin-top: 34px; }
.center-note { text-align: center; }

/* ---------- Nav with dropdown ---------- */
.nav__list { gap: 26px; align-items: center; }
.nav__list > li { position: relative; display: flex; align-items: center; height: var(--header-h); }
.sub-toggle { background: none; border: 0; padding: 4px 0 4px 3px; color: var(--navy); cursor: pointer; display: grid; place-items: center; }
.sub-toggle .ico { width: 14px; height: 14px; transition: transform .2s; }
.has-sub:hover .sub-toggle .ico { transform: rotate(180deg); }
.subnav {
  position: absolute; top: 100%; left: -16px; min-width: 270px; padding: 10px; background: #fff; border-radius: 14px;
  box-shadow: 0 18px 44px rgba(20, 40, 120, .20); opacity: 0; visibility: hidden; transform: translateY(8px); transition: all .22s ease; z-index: 10;
}
.has-sub:hover .subnav, .has-sub:focus-within .subnav, .has-sub.is-open .subnav { opacity: 1; visibility: visible; transform: none; }
.subnav a { display: block; padding: 10px 14px; border-radius: 8px; font-size: .88rem; font-weight: 500; color: var(--navy); transition: background .2s, color .2s; }
.subnav a:hover { background: var(--bg-soft); color: var(--blue-2); }

@media (max-width: 1280px) { .nav__list { gap: 20px; } .nav__link { font-size: .84rem; } }
@media (max-width: 1180px) {
  .nav__list > li { height: auto; flex-wrap: wrap; }
  .nav__list > li > .nav__link { flex: 1; }
  .sub-toggle { padding: 12px; border-bottom: 1px solid var(--line); }
  .sub-toggle .ico { width: 18px; height: 18px; }
  .has-sub.is-open .sub-toggle .ico { transform: rotate(180deg); }
  .subnav { position: static; width: 100%; opacity: 1; visibility: visible; transform: none; box-shadow: none; padding: 0 0 8px 14px; display: none; min-width: 0; }
  .has-sub.is-open .subnav { display: block; }
  .has-sub:hover .subnav { display: none; }
  .has-sub.is-open:hover .subnav { display: block; }
  .nav__cta-mobile { display: none !important; }
}

/* ---------- Inner page hero ---------- */
.page-hero {
  position: relative; overflow: hidden; padding: 54px 0 50px;
  background: radial-gradient(800px 360px at 90% 0%, rgba(122, 60, 255, .14), transparent 65%), radial-gradient(700px 320px at 0% 100%, rgba(31, 182, 255, .18), transparent 65%), linear-gradient(180deg, #eaf2ff, #f6f9ff);
}
.page-hero h1 { font-size: clamp(2rem, 4vw, 3rem); letter-spacing: -.01em; margin-bottom: 16px; max-width: 880px; }
.page-hero__lead { font-size: 1.05rem; max-width: 760px; }
.crumbs { display: flex; flex-wrap: wrap; gap: 8px; font-size: .8rem; color: var(--muted); margin-bottom: 18px; }
.crumbs a:hover { color: var(--blue-2); }
.crumbs span[aria-current] { color: var(--navy); font-weight: 600; }

/* ---------- Product hero ---------- */
.phero { display: grid; grid-template-columns: 1fr 1.1fr; gap: 48px; align-items: center; }
.phero__text p { margin-bottom: 12px; }
.phero__text h1 { margin-bottom: 8px; }
.phero__tagline { font-family: 'Poppins', sans-serif; font-size: 1.25rem; font-weight: 600; margin-bottom: 18px; display: inline-block; }
.phero__text .hero__btns { margin-top: 22px; }
.phero__visual img { width: 100%; height: auto; border-radius: 18px; box-shadow: 0 26px 60px rgba(10, 26, 74, .28); }

/* ---------- Blocks ---------- */
.pblock--tint { background: linear-gradient(180deg, #f4f8ff, #f8f6ff); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: center; }
.split--single { grid-template-columns: 1fr; max-width: 860px; margin: 0 auto 44px; text-align: center; }
.split__text p { margin-bottom: 14px; }
.split__text .eyebrow { margin-bottom: 10px; }
.split__side { display: grid; gap: 20px; }
.about-page .split { align-items: start; }

.xlist, .checklist { display: grid; gap: 12px; }
.xlist li, .checklist li { display: flex; gap: 14px; align-items: flex-start; padding: 14px 18px; background: #fff; border: 1px solid var(--line); border-radius: 12px; font-size: .93rem; box-shadow: 0 4px 12px rgba(26, 60, 160, .05); }
.xlist .ico, .checklist .ico { width: 22px; height: 22px; padding: 4px; border-radius: 50%; flex: none; margin-top: 1px; }
.xlist .ico { background: #ffe9ea; color: #e5484d; }
.checklist .ico { background: var(--grad-btn); color: #fff; }

.featgrid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.featgrid--2 { grid-template-columns: repeat(2, 1fr); }
.split--top { align-items: start; }
.benefit__head { font-size: 1.15rem; margin-bottom: 16px; color: var(--navy); }
.checklist li b { color: var(--navy); }
.feat { position: relative; padding: 26px 24px; background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: 0 6px 18px rgba(26, 60, 160, .06); transition: transform .25s, box-shadow .25s, border-color .25s; }
.feat:hover { transform: translateY(-5px); box-shadow: var(--shadow); border-color: #c9dcff; }
.feat__n { display: inline-block; font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 1.5rem; background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; margin-bottom: 8px; }
.feat h3 { font-size: 1.02rem; margin-bottom: 8px; }
.feat p { font-size: .88rem; color: var(--muted); }

.modgrid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.mod { padding: 22px; background: #fff; border-radius: 16px; border: 1px solid var(--line); box-shadow: 0 6px 18px rgba(26, 60, 160, .06); }
.mod h3 { font-size: 1rem; margin-bottom: 10px; }
.mod p { font-size: .86rem; color: var(--muted); margin-top: 12px; }
.badge { display: inline-block; font-size: .68rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; padding: 4px 10px; border-radius: 999px; background: #e9e1ff; color: #6a3cff; }
.badge--ok { background: #d9f6e8; color: #12865a; }

.flow { display: flex; align-items: stretch; justify-content: center; gap: 14px; flex-wrap: wrap; }
.flow__step { flex: 1 1 170px; max-width: 250px; display: grid; place-items: center; text-align: center; padding: 22px 16px; border-radius: 14px; background: #fff; border: 1.5px solid #b9d6ff; font-weight: 600; color: var(--navy); box-shadow: var(--shadow); }
.flow__step:nth-child(3) { border-color: #c9b0ff; }
.flow__arrow { align-self: center; font-size: 1.6rem; color: var(--blue-2); }

.chips { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; }
.chips li { padding: 11px 20px; background: #fff; border: 1.5px solid #cfe0ff; border-radius: 999px; font-size: .9rem; font-weight: 500; color: var(--navy); box-shadow: 0 4px 12px rgba(26, 60, 160, .06); }
.note { margin-top: 18px; padding: 12px 16px; border-left: 3px solid var(--blue-2); background: #fff; border-radius: 0 10px 10px 0; font-size: .86rem; color: var(--muted); font-style: italic; text-align: left; display: inline-block; max-width: 760px; }

.who { display: flex; gap: 22px; align-items: center; padding: 30px 34px; border-radius: 20px; background: linear-gradient(135deg, #eaf2ff, #efeaff); border: 1px solid #d5e2ff; }
.who .card__icon { width: 58px; height: 58px; margin: 0; border-radius: 16px; }
.who .card__icon .ico { width: 28px; height: 28px; }
.who h2 { font-size: 1.4rem; margin-bottom: 6px; }

/* ---------- Mission / vision, services pages ---------- */
.mv { padding: 28px; background: #fff; border-radius: 18px; border: 1px solid var(--line); box-shadow: var(--shadow); }
.mv .card__icon { width: 46px; height: 46px; margin: 0 0 14px; }
.mv h3 { font-size: 1.2rem; margin-bottom: 8px; }
.svcfull__grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.svcfull { position: relative; padding: 30px 28px; background: #fff; border-radius: 18px; border: 1px solid var(--line); box-shadow: 0 6px 18px rgba(26, 60, 160, .06); overflow: hidden; transition: transform .25s, box-shadow .25s; }
.svcfull:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.svcfull::after { content: ""; position: absolute; left: 0; top: 0; height: 3px; width: 100%; background: var(--grad); }
.svcfull__num { position: absolute; right: 22px; top: 14px; font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 2.4rem; color: #e4ebfb; }
.svcfull .card__icon { width: 48px; height: 48px; margin: 0 0 16px; border-radius: 13px; }
.svcfull .card__icon .ico { width: 24px; height: 24px; }
.svcfull h3 { font-size: 1.12rem; margin-bottom: 10px; max-width: 85%; }
.svcfull p { color: var(--text); font-size: .93rem; margin-bottom: 8px; }
.svcfull .card__link { margin-top: 6px; }

a.svc { cursor: pointer; }
.card__imglink { display: block; }
.products__grid--3 { grid-template-columns: repeat(3, 1fr); }
.card__text { flex: 1; }

/* ---------- Responsive (multi-page) ---------- */
@media (max-width: 1024px) {
  .phero, .split { grid-template-columns: 1fr; gap: 30px; }
  .phero__visual { order: -1; }
  .featgrid { grid-template-columns: repeat(2, 1fr); }
  .modgrid { grid-template-columns: repeat(2, 1fr); }
  .products__grid--3 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 760px) {
  .page-hero { padding: 38px 0 36px; }
  .svcfull__grid { grid-template-columns: 1fr; }
  .featgrid { grid-template-columns: 1fr; }
  .who { flex-direction: column; text-align: center; padding: 26px 20px; }
  .flow { flex-direction: column; align-items: center; }
  .flow__step { width: 100%; max-width: none; }
  .flow__arrow { transform: rotate(90deg); }
  .products__grid--3 { grid-template-columns: 1fr; }
}
@media (max-width: 520px) {
  .modgrid { grid-template-columns: 1fr; }
  .page-hero h1 { font-size: 1.9rem; }
}


/* =========================================================
   Gradient buttons, "Why Fintizan" background, Our Experience page
   ========================================================= */
.eyebrow--line { display: flex; align-items: center; gap: 14px; }
.eyebrow--line::after, .why .eyebrow::after { content: ""; display: inline-block; width: 70px; height: 2px; border-radius: 2px; background: linear-gradient(90deg, #1b56ff, #a06bff, transparent); vertical-align: middle; margin-left: 14px; }
.eyebrow--line::after { margin-left: 0; }

/* Why Fintizan: soft light background with blue/violet waves */
.why { padding: 68px 0; background: url('images/why-bg.svg') center / cover no-repeat, linear-gradient(90deg, #f3f8ff, #eef0ff); }
.why__grid { border-left: 0; position: relative; }
.why__grid::before { content: ""; position: absolute; left: 0; top: -4px; bottom: -4px; width: 2px; background: linear-gradient(180deg, transparent, rgba(80, 110, 255, .55) 50%, transparent); }
.why__icon { background: linear-gradient(145deg, rgba(255,255,255,.95), rgba(214, 238, 255, .85)); border: 1.5px solid #bfe0ff; box-shadow: 0 10px 22px rgba(40, 110, 255, .16), inset 0 1px 0 #fff; backdrop-filter: blur(6px); }
.why__icon--violet { background: linear-gradient(145deg, rgba(255,255,255,.95), rgba(236, 225, 255, .9)); border-color: #d8c6ff; box-shadow: 0 10px 22px rgba(122, 60, 255, .16), inset 0 1px 0 #fff; }
.why .section__title--left { font-size: clamp(1.9rem, 3.4vw, 2.6rem); }
.why__text { font-size: 1rem; }

/* ---------- Our Experience page ---------- */
.bank-hero { position: relative; overflow: hidden; padding: 46px 0 26px; background: radial-gradient(700px 300px at 85% 0%, rgba(122, 60, 255, .08), transparent 70%), linear-gradient(180deg, #f6f9ff, #fff); }
.bank-hero__inner { display: grid; grid-template-columns: 1fr 1.1fr; gap: 24px; align-items: start; }
.bank-hero h1 { font-size: clamp(2rem, 3.7vw, 3rem); letter-spacing: -.015em; margin-bottom: 18px; max-width: 640px; }
.bank-hero__lead { font-size: 1.02rem; max-width: 640px; }
.bank-hero__side { position: relative; min-height: 330px; }
.bank-hero__map { position: absolute; left: 0; top: 18px; width: 60%; height: auto; max-width: none; pointer-events: none; }
.bank-facts { position: absolute; right: 0; top: 0; width: 285px; display: grid; gap: 6px; padding: 14px; border-radius: 22px; background: rgba(255, 255, 255, .78); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border: 1px solid #e4ebfb; box-shadow: 0 18px 44px rgba(26, 60, 160, .14); }
.bank-facts li { display: flex; align-items: center; gap: 14px; padding: 8px; }
.bank-facts__ico { display: grid; place-items: center; width: 54px; height: 54px; border-radius: 14px; flex: none; background: linear-gradient(145deg, #eaf4ff, #dbe6ff); color: var(--blue-2); }
.bank-facts li:nth-child(2) .bank-facts__ico { background: linear-gradient(145deg, #f1ebff, #e3d8ff); color: var(--violet); }
.bank-facts__ico .ico { width: 28px; height: 28px; }
.bank-facts h3 { font-size: .95rem; margin-bottom: 2px; }
.bank-facts p { font-size: .8rem; color: var(--muted); line-height: 1.35; }

.bank-projects { padding-top: 22px; background: linear-gradient(180deg, #fff, #f6f9ff); }
.ftabs { display: flex; gap: 4px; width: fit-content; max-width: 100%; padding: 6px; margin-bottom: 26px; border-radius: 999px; background: #eef3fd; overflow-x: auto; scrollbar-width: none; }
.ftabs::-webkit-scrollbar { display: none; }
.ftab { flex: none; padding: 11px 24px; border: 0; border-radius: 999px; background: transparent; color: var(--navy); font: 500 .86rem 'Inter', sans-serif; cursor: pointer; transition: background .2s, color .2s, box-shadow .2s; }
.ftab:hover { color: var(--blue-2); }
.ftab.is-active { background: var(--grad-btn); color: #fff; font-weight: 600; box-shadow: 0 8px 18px rgba(32, 140, 255, .32); }

.proj__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.proj { position: relative; overflow: hidden; padding: 18px 18px 16px; background: #fff; border: 1px solid var(--line); border-radius: 14px; box-shadow: 0 8px 24px rgba(26, 60, 160, .07); transition: transform .25s, box-shadow .25s; }
.proj:hover { transform: translateY(-5px); box-shadow: 0 18px 40px rgba(26, 60, 160, .15); }
.proj::before { content: ""; position: absolute; right: -40px; top: -50px; width: 240px; height: 130px; border-radius: 50%; background: radial-gradient(closest-side, rgba(160, 107, 255, .22), transparent); transform: rotate(-12deg); pointer-events: none; }
.proj--temenos::before { background: radial-gradient(closest-side, rgba(32, 184, 255, .22), transparent); }
.proj.is-hidden { display: none; }
.proj__tag { position: relative; display: inline-block; padding: 4px 14px; border-radius: 999px; background: #ece6ff; color: #6a3cff; font-size: .78rem; font-weight: 600; }
.proj--temenos .proj__tag { background: #dff2ff; color: #0b72f0; }
.proj__top { position: relative; display: flex; align-items: center; gap: 18px; margin: 16px 0 16px; min-height: 84px; }
.proj__logo { flex: none; width: 118px; padding: 16px 8px; text-align: center; border-radius: 12px; border: 1px dashed #c8d6f5; background: linear-gradient(135deg, #f5f8ff, #eef1ff); font: 700 1.02rem 'Poppins', sans-serif; letter-spacing: .02em; color: var(--navy); }
.proj__info h3 { font-size: 1.02rem; line-height: 1.25; margin-bottom: 6px; }
.proj__info p { font-size: .88rem; color: var(--text); line-height: 1.45; }
.proj__meta { position: relative; display: flex; justify-content: space-between; padding-top: 14px; border-top: 1px solid var(--line); }
.proj__meta li { flex: 0 1 auto; min-width: 0; display: flex; gap: 7px; align-items: flex-start; padding: 0 10px; font-size: .8rem; color: var(--navy); line-height: 1.3; }
.proj__meta li:nth-child(2) { flex: 1 1 auto; }
.proj__meta li:first-child { padding-left: 0; }
.proj__meta li:last-child { padding-right: 0; }
.proj__meta li + li { border-left: 1px solid var(--line); }
.proj__meta .ico { width: 18px; height: 18px; color: var(--blue-2); margin-top: 2px; }
.proj__meta small { display: block; font-size: .72rem; color: var(--muted); }
.proj__empty { text-align: center; color: var(--muted); padding: 30px 0; }

.bank-note { display: flex; gap: 18px; align-items: flex-start; margin-top: 30px; padding: 20px 26px; border-radius: 14px; background: linear-gradient(90deg, #eaf2ff, #eef0ff); border: 1px solid #dbe6ff; }
.bank-note__ico { flex: none; color: var(--blue-2); }
.bank-note__ico .ico { width: 40px; height: 40px; stroke-width: 1.5; }
.bank-note h3 { font-size: .95rem; color: var(--blue-2); margin-bottom: 4px; }
.bank-note p { font-size: .86rem; color: var(--text); line-height: 1.55; }

.bank-cta { padding: 0 0 64px; background: #fff; }
.bank-cta__box { display: flex; align-items: center; gap: 22px; padding: 22px 30px; border-radius: 18px; color: #fff; background: radial-gradient(500px 200px at 70% 120%, rgba(32, 184, 255, .45), transparent 70%), linear-gradient(100deg, #07123a 0%, #0a2a8a 55%, #1a4ed0 100%); box-shadow: 0 20px 44px rgba(10, 40, 140, .28); }
.bank-cta__ico { display: grid; place-items: center; width: 58px; height: 58px; flex: none; border-radius: 50%; background: linear-gradient(135deg, #1b56ff, #20b8ff); box-shadow: 0 0 0 8px rgba(255, 255, 255, .08); }
.bank-cta__ico .ico { width: 28px; height: 28px; }
.bank-cta__text { flex: 1; }
.bank-cta__text h2 { color: #fff; font-size: 1.3rem; margin-bottom: 4px; }
.bank-cta__text p { color: #dbe5ff; font-size: .92rem; }

@media (max-width: 1024px) {
  .bank-hero__inner { grid-template-columns: 1fr; }
  .bank-hero__side { min-height: 0; display: grid; gap: 18px; }
  .bank-hero__map { position: static; width: 100%; max-width: 560px; margin: 0 auto; }
  .bank-facts { position: static; width: 100%; grid-template-columns: repeat(3, 1fr); }
  .proj__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 760px) {
  .bank-facts { grid-template-columns: 1fr; }
  .proj__grid { grid-template-columns: 1fr; }
  .bank-note { flex-direction: column; padding: 18px; }
  .bank-cta__box { flex-direction: column; text-align: center; padding: 26px 20px; }
  .bank-cta__box .btn { width: 100%; }
  .why { padding: 48px 0; }
}
@media (max-width: 520px) {
  .proj__top { flex-direction: column; align-items: flex-start; }
  .proj__logo { width: auto; padding: 12px 22px; }
  .proj__meta { flex-direction: column; gap: 12px; }
  .proj__meta li, .proj__meta li:first-child { padding: 0; border-left: 0; }
}

/* Our Experience cards: drop the small icons when a card is narrow so text never clips */
.proj { container-type: inline-size; }
@container (max-width: 430px) {
  .proj__meta .ico { display: none; }
  .proj__meta li { padding: 0 9px; }
}


/* =========================================================
   Images: skyline backgrounds, banners, page illustrations
   ========================================================= */
/* Home hero: soft skyline along the bottom */
.hero::after { content: ""; position: absolute; inset: 0; background: url('images/page-bg.svg') right center / cover no-repeat; pointer-events: none; z-index: 0; }
.hero .container { position: relative; z-index: 1; }

/* Inner page heroes */
.page-hero::after { content: ""; position: absolute; inset: 0; background: url('images/page-bg.svg') right center / cover no-repeat; pointer-events: none; z-index: 0; }
.page-hero > .container { position: relative; z-index: 1; }
.page-hero--art > .container { min-height: 330px; display: flex; flex-direction: column; justify-content: center; }
.page-hero--art h1, .page-hero--art .page-hero__lead { max-width: 52%; }
.page-hero__art { position: absolute; right: 28px; top: 50%; transform: translateY(-50%); width: min(46%, 520px); height: auto; filter: drop-shadow(0 18px 30px rgba(20, 50, 140, .12)); }
.page-hero__art--stack { width: min(44%, 520px); aspect-ratio: 16 / 11; }
.page-hero__art--stack img { position: absolute; width: 74%; height: auto; border-radius: 12px; box-shadow: 0 20px 44px rgba(10, 26, 74, .3); }
.page-hero__art--stack img:nth-child(1) { left: 0; top: 4%; transform: rotate(-6deg); }
.page-hero__art--stack img:nth-child(2) { right: 0; top: 0; transform: rotate(5deg); }
.page-hero__art--stack img:nth-child(3) { left: 14%; bottom: 0; z-index: 2; transform: rotate(-1.5deg); }

/* Our Experience banner */
.bank-hero { background: url('images/page-bg.svg') right center / cover no-repeat, #f6f9ff; padding: 52px 0 40px; }
.bank-hero__inner { position: relative; z-index: 1; }
.bank-hero__side { min-height: 360px; }
.bank-hero__lead { max-width: 560px; }

/* Our Experience bottom CTA with night skyline */
.bank-cta__box { background: linear-gradient(90deg, rgba(4, 11, 44, .9) 0%, rgba(6, 20, 78, .55) 55%, rgba(8, 24, 86, .1) 100%), url('images/cta-building.svg') right center / cover no-repeat, #07123a; }

@media (max-width: 1024px) {
  .page-hero--art > .container { min-height: 0; display: block; }
  .page-hero--art h1, .page-hero--art .page-hero__lead { max-width: none; }
  .page-hero__art { position: relative; right: auto; top: auto; transform: none; display: block; width: min(88%, 460px); margin: 0 auto 26px; }
  .page-hero__art--stack { position: relative; width: min(90%, 460px); margin: 0 auto 30px; }
  .bank-hero { background-position: 70% bottom; }
  .bank-hero__side { min-height: 0; }
}
@media (max-width: 520px) {
  .hero::after { height: 45%; }
}

/* Our Experience banner: wash it out on small screens so text stays readable */
@media (max-width: 1024px) {
  .bank-hero { background-size: auto 100%, auto; background-position: 78% bottom, 0 0; }
  .bank-hero::before { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(255, 255, 255, .9) 0%, rgba(255, 255, 255, .78) 55%, rgba(255, 255, 255, .55) 100%); pointer-events: none; }
}

/* Wave background now comes from images/page-bg.svg on every page hero */
.hero__wave { display: none; }

/* =========================================================
   Home: circular (3D ring) product carousel
   ========================================================= */
.products { overflow: hidden; }
.orbit-wrap { position: relative; overflow: hidden; padding: 24px 0 18px; outline: none; touch-action: pan-y; user-select: none; -webkit-user-select: none; }
.orbit-wrap:focus-visible { box-shadow: 0 0 0 3px rgba(31, 140, 255, .35); border-radius: 16px; }
.products__grid.orbit { display: block; position: relative; height: 470px; perspective: 1500px; }
.orbit .card {
  position: absolute; left: 50%; top: 0; width: var(--orbit-w, 340px); margin-left: calc(var(--orbit-w, 340px) / -2);
  transition: transform .8s cubic-bezier(.22, .8, .24, 1), opacity .8s ease, filter .8s ease, box-shadow .8s ease;
  will-change: transform, opacity; backface-visibility: hidden; cursor: pointer; padding: 14px 14px 20px;
}
.orbit .card:hover { transform: none; }
.orbit .card.is-active { cursor: default; box-shadow: 0 30px 60px rgba(26, 60, 160, .28); }
.orbit .card:not(.is-active) { filter: saturate(.8) brightness(.97); }
.orbit .card.is-hidden { pointer-events: none; }
.orbit .card__title { font-size: 1.1rem; }
.orbit .card__text { font-size: .86rem; }
.orbit .card__link { font-size: .85rem; }
.orbit__ctrl { display: flex; align-items: center; justify-content: center; gap: 22px; margin-top: 8px; }
.orbit__btn {
  width: 44px; height: 44px; border-radius: 50%; border: 1.5px solid #cfe0ff; background: #fff; color: var(--blue-2);
  display: grid; place-items: center; cursor: pointer; box-shadow: 0 6px 16px rgba(26, 60, 160, .12); transition: transform .2s, background .2s, color .2s;
}
.orbit__btn:hover { background: var(--grad-btn); color: #fff; transform: scale(1.06); }
.orbit__btn .ico { width: 20px; height: 20px; }
.orbit__btn--prev .ico { transform: rotate(90deg); }
.orbit__btn--next .ico { transform: rotate(-90deg); }
.orbit__dots { display: flex; gap: 10px; }
.orbit__dot { width: 9px; height: 9px; padding: 0; border: 0; border-radius: 999px; background: #c9d8f5; cursor: pointer; transition: width .3s, background .3s; }
.orbit__dot.is-active { width: 26px; background: var(--grad-btn); }
@media (max-width: 760px) {
  .products__grid.orbit { height: 500px; }
  .orbit-wrap { padding-top: 14px; }
}
@media (prefers-reduced-motion: reduce) {
  .orbit .card { transition: none; }
}

/* Keep the ecosystem box inside the screen on small devices; products scroll sideways inside it */
.eco > * { min-width: 0; }
@media (max-width: 1024px) { .eco { grid-template-columns: minmax(0, 1fr); } }

/* =========================================================
   v3 — hero images, floating contact banner, drawer nav, forms
   ========================================================= */

/* ---------- Home hero image ---------- */
.hero { padding: 36px 0 34px; }
.hero::after { display: none; }
.hero__inner { grid-template-columns: minmax(0, 1fr) minmax(0, 1.12fr); min-height: 460px; gap: 8px; }
.hero__visual { min-height: 0; justify-content: flex-end; }
.hero__img {
  display: block; width: 118%; max-width: none; height: auto; margin-right: -9%;
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 18%, #000 88%, transparent 100%), linear-gradient(180deg, transparent 0, #000 12%, #000 88%, transparent 100%);
  -webkit-mask-composite: source-in; mask-image: linear-gradient(90deg, transparent 0, #000 18%, #000 88%, transparent 100%), linear-gradient(180deg, transparent 0, #000 12%, #000 88%, transparent 100%); mask-composite: intersect;
}
@media (max-width: 1024px) {
  .hero__inner { grid-template-columns: minmax(0, 1fr); min-height: 0; }
  .hero__visual { justify-content: center; }
  .hero__img { width: 100%; max-width: 640px; margin: 0 auto; }
}

/* ---------- About hero photo ---------- */
.page-hero--photo {
  background: #eef4ff url('images/about-hero.jpg') right center / cover no-repeat;
  min-height: clamp(320px, 35vw, 500px); display: flex; align-items: center; padding: 40px 0;
}
.page-hero--photo::after { display: none; }
.page-hero--photo > .container { width: 100%; }
.page-hero--photo h1 { max-width: 54%; font-size: clamp(2rem, 3.4vw, 2.8rem); }
.page-hero--photo .page-hero__lead { max-width: 46%; }
.page-hero--photo > .container { padding-bottom: 64px; }
@media (max-width: 1024px) {
  .page-hero--photo { background-image: linear-gradient(180deg, rgba(255,255,255,.9) 0%, rgba(255,255,255,.82) 60%, rgba(255,255,255,.55) 100%), url('images/about-hero-900.jpg'); background-position: center, 70% center; background-size: cover, cover; }
  .page-hero--photo h1, .page-hero--photo .page-hero__lead { max-width: none; }
  .page-hero--photo > .container { padding-bottom: 0; }
}

/* ---------- Floating contact banner (half on page, half on footer) ---------- */
main { padding-bottom: calc(var(--cta-half, 80px) + 28px); }
.cta-float { position: relative; z-index: 6; height: 0; }
.cta-float > .container { position: absolute; left: 0; right: 0; top: 0; transform: translateY(-50%); }
.cta-box {
  display: flex; align-items: center; gap: 24px; padding: 26px 34px; border-radius: 22px; color: #fff;
  border: 0;
  background:
    linear-gradient(90deg, rgba(5, 16, 70, .96) 0%, rgba(8, 30, 110, .80) 50%, rgba(12, 44, 150, .35) 100%),
    url('images/cta-building.svg') right center / cover no-repeat, #07123a;
  box-shadow: 0 30px 70px rgba(10, 30, 120, .45), 0 10px 24px rgba(10, 30, 120, .22);
}
.cta-box__ico { display: grid; place-items: center; flex: none; width: 62px; height: 62px; border-radius: 50%; background: linear-gradient(135deg, #1b56ff, #20b8ff); box-shadow: 0 0 0 9px rgba(255, 255, 255, .08); }
.cta-box__ico .ico { width: 30px; height: 30px; }
.cta-box__text { flex: 1; min-width: 0; }
.cta-box__text h2 { color: #fff; font-size: clamp(1.15rem, 2vw, 1.5rem); margin: 0 0 6px; line-height: 1.25; }
.cta-box__text p { color: #d6e2ff; font-size: .95rem; margin: 0; }
.cta-box__btn { flex: none; white-space: nowrap; padding: 15px 30px; background: linear-gradient(90deg, #1b56ff 0%, #20b8ff 100%); box-shadow: 0 10px 24px rgba(32, 140, 255, .35); }
.footer { padding-top: calc(56px + var(--cta-half, 80px)); }
@media (max-width: 860px) {
  .cta-box { flex-direction: column; align-items: flex-start; text-align: left; gap: 16px; padding: 24px 22px; }
  .cta-box__btn { width: 100%; justify-content: center; }
}

/* ---------- Header / drawer nav ---------- */
.nav__head, .nav__foot, .nav-backdrop, .nav__close { display: none; }
.header__cta { white-space: nowrap; }
.nav__link { white-space: nowrap; }
@media (min-width: 1181px) and (max-width: 1380px) { .nav__list { gap: 16px; } .nav__link { font-size: .82rem; } .header__inner { gap: 14px; } }

@media (max-width: 1180px) {
  .header { -webkit-backdrop-filter: none; backdrop-filter: none; background: #fff; }
  .nav {
    position: fixed; top: 0; right: 0; bottom: 0; left: auto; width: min(86vw, 380px); height: 100vh; height: 100dvh; max-height: none;
    display: flex; flex-direction: column; padding: 0; background: #fff; z-index: 300;
    box-shadow: -18px 0 50px rgba(6, 18, 70, .28); border-radius: 22px 0 0 22px;
    transform: translateX(104%); opacity: 1; visibility: hidden; overflow-y: auto; overscroll-behavior: contain;
    transition: transform .36s cubic-bezier(.22, .8, .24, 1), visibility 0s linear .36s;
  }
  .nav.is-open { transform: none; visibility: visible; transition: transform .36s cubic-bezier(.22, .8, .24, 1), visibility 0s; }
  .nav__head { display: flex; align-items: center; justify-content: space-between; padding: 16px 20px 14px 22px; border-bottom: 1px solid var(--line); flex: none; }
  .nav__brand img { height: 46px; width: auto; }
  .nav__close { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; border: 0; background: var(--bg-soft); color: var(--navy); cursor: pointer; }
  .nav__close .ico { width: 20px; height: 20px; }
  .nav__list { padding: 10px 22px 0; flex: 1 0 auto; align-items: stretch; }
  .nav__list > li { width: 100%; }
  .nav__link { padding: 14px 0; font-size: 1rem; }
  .nav .nav__cta-mobile { display: inline-flex !important; justify-content: center; margin: 18px 22px 0; width: auto; flex: none; }
  .nav__foot { display: grid; gap: 10px; padding: 20px 22px 26px; flex: none; }
  .nav__foot a { display: flex; align-items: center; gap: 10px; font-size: .88rem; color: var(--muted); }
  .nav__foot .ico { width: 18px; height: 18px; color: var(--blue-2); }
  .nav-backdrop { display: block; position: fixed; inset: 0; z-index: 99; background: rgba(5, 12, 43, .55); opacity: 0; visibility: hidden; transition: opacity .3s, visibility .3s; }
  .nav-backdrop.is-open { opacity: 1; visibility: visible; }
  .header__cta { display: none; }
}
@media (max-width: 1180px) and (min-width: 560px) { .header__cta { display: inline-flex; } }

/* ---------- Forms: friendlier ---------- */
.form label.is-required::before { content: none; }
.form label.is-required { position: relative; }
.form label.is-required > .lbl::after { content: " *"; color: #e5484d; }
.form input, .form select, .form textarea { min-height: 46px; }
.form select { appearance: none; -webkit-appearance: none; padding-right: 38px; background: #fbfcff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%230b6cf0' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") right 14px center / 14px no-repeat; }
.form .is-invalid { border-color: #e5484d; background: #fff7f7; }
.field-err { color: #d23b40; font-size: .76rem; font-weight: 500; }
.form__submit { display: inline-flex; align-items: center; justify-content: center; gap: 8px; }
.form__submit.is-loading { pointer-events: none; }
.form__submit.is-loading::after { content: ""; width: 16px; height: 16px; border-radius: 50%; border: 2.5px solid rgba(255,255,255,.4); border-top-color: #fff; animation: spin .7s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
.form__status.is-err a { color: var(--blue-2); text-decoration: underline; }
.form-success { text-align: center; padding: 18px 8px 8px; }
.form-success__ico { display: grid; place-items: center; width: 68px; height: 68px; margin: 0 auto 16px; border-radius: 50%; background: linear-gradient(135deg, #12b886, #20c997); color: #fff; box-shadow: 0 0 0 10px rgba(18, 184, 134, .12); }
.form-success__ico .ico { width: 32px; height: 32px; }
.form-success h3 { font-size: 1.35rem; margin-bottom: 8px; }
.form-success p { color: var(--muted); font-size: .94rem; margin-bottom: 18px; }
.form-success .btn { min-width: 150px; }
@media (max-width: 640px) {
  .form__row { grid-template-columns: 1fr; }
  .modal { padding: 12px; align-items: end; }
  .modal__dialog { padding: 28px 20px 22px; max-height: calc(100dvh - 24px); border-radius: 20px; }
  .form input, .form select, .form textarea { font-size: 16px; }
}

/* ---------- Large screens: fill the first screen, widen the layout ---------- */
@media (min-width: 1025px) {
  .hero { display: flex; flex-direction: column; justify-content: center; min-height: min(calc(100svh - var(--header-h)), 960px); }
  .page-hero, .bank-hero { display: flex; flex-direction: column; justify-content: center; min-height: min(62vh, 640px); }
  .section, .why, .ecosystem { padding-top: clamp(56px, 6vw, 104px); padding-bottom: clamp(56px, 6vw, 104px); }
  .bank-cta { padding-bottom: clamp(64px, 6vw, 104px); }
}
@media (min-width: 1600px) {
  .container { max-width: 1360px; }
  .hero__laptop { max-width: 640px; }
  .page-hero__art { right: 48px; }
}

/* ---------- Product FAQ (native <details>) ---------- */
.faq { max-width: 860px; margin: 0 auto; display: grid; gap: 10px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 0 22px; box-shadow: 0 6px 18px rgba(26, 60, 160, .05); }
.faq summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 16px 0; font: 600 1rem 'Poppins', 'Inter', sans-serif; color: var(--navy); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; flex: none; width: 26px; height: 26px; border-radius: 50%; display: grid; place-items: center; background: #eef3fd; color: var(--blue-2); font-weight: 600; transition: transform .2s; }
.faq details[open] summary::after { content: '−'; }
.faq details p { margin: 0 0 18px; color: var(--text); font-size: .95rem; }